My Wallet with a difference


Our Services

Personal Loan

Life happens when you least expect… Arm yourself with a My Wallet Personal Loan.

Do you want to improve your Life, Home or pay for your children’s Education? Has there been an unexpected occurrence in your life or in your family, such as death, burglary, high jacking, damage by natural disasters? or maybe just a burst geyser

A Personal Loan from My Wallet is the cost-effective way handling all your financial needs. Taking a My Wallet loan, would make your possibilities endless. You Dream it, we have the funds to finance it.

My Wallet personal loans are innovative, flexible and quick: you can borrow from R 400 to R150 000, and affordable, easy repayment periods range from 1 month to 24 months.


From My Wallet you get:


  • Funds paid into your account within 24 Hours after approval
  • Low and fixed interest rate
  • Easy repayment terms
  • You can settle your loan even before the term expires.
  • Approval for additional loan application made easy.

  • Planning

    Times are tough and it takes tough people to pass through them and that I why at My wallet, we provide advice concerning borrowing in these tough economic times.

    We are not irresponsible when it comes to lending because we are fully aware of the current state of the economy in our country. When you use our services, be sure that when your loan application has been approved, great care has been taken into calculating affordability and the repayment of your loan.

    Our interest is fixed and does not fluctuate; it is not linked to the interest rate which as we are aware could increase to an unreachable level. That is one of the great options My Wallet has over the competition. My Wallet gives a peace of mind knowing that whenever you are approved by us, your interest will remain low and constant, it will not change.

    Our Planning Include:


  • Care and dedication when calculating affordability
  • Repayment Calculation accurate
  • Fixed interest rate for your benefit
  • Peace of mind when repaying your loan
  • Responsible Lending
  • Our Loan Application Process


    01

    Submit FICADocuments

  • Proof of income: your latest payslip/salary advice. If you earn commission or overtime, please provide the latest 3 payslips/salary advices.

  • Latest 3 months personal bank statements.

  • Copy of your ID document.

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    02

    Processing of Loan Application

  • Verification of your documents

  • Credit Checks and Credit Scores

  • Calculate Affordability

  • Loan Application Outcome

  • 03

    LoanApproved

  • We will contact you with the outcome of your loan application

  • Loan Interest rate is a flat low interest rate.

  • Calculate Repayments

  • Method of Repayments

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