My Wallet with a difference

My Wallet Loans

With My Wallet, you choose the type of loan that best suits your financial needs, whether you're looking for a short term or a longer-term financial solution, at My wallet we have what you need.
Take control of your monthly cash flow!

Our Application process is FREE and quick provided you have given us all the necessary documents that we require to be able to process your loan application. We at My Wallet pride ourselves on our professional, motivated, trained and efficient staff to handle your claim with sensitivity and discretion it deserves. We know how stressful it can be when you need money to attend to an urgent need and that is why we pride ourselves with a speed delivery of the money into your bank account. In fact, we guarantee that your money will be in your bank account in less than 24-hour upon approval giving you a peace of mind knowing that your urgent matter will be attended to.

The advantages of the loan include a low fixed interest rate, quick application and approval, fixed minimum monthly repayments.
The loan is available to all who are in South Africa who are between 18 and 65 years of age and have formal employment making R3000 or more before deductions plus a bank account with debit order feature.
The loan can be used for anything from making a major purchase to paying school fees.

Our Loan Application Process


01

Submit FICADocuments

  • Proof of income: your latest payslip/salary advice. If you earn commission or overtime, please provide the latest 3 payslips/salary advices.

  • Latest 3 months personal bank statements.

  • Copy of your ID document.

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    02

    Processing of Loan Application

  • Verification of your documents

  • Credit Checks and Credit Scores

  • Calculate Affordability

  • Loan Application Outcome

  • 03

    LoanApproved

  • We will contact you with the outcome of your loan application

  • Loan Interest rate is a flat low interest rate.

  • Calculate Repayments

  • Method of Repayments

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